Your MORE financial planner will guide you through a fact-find and collect detailed, factual and up-to-date information about your finances, investments, superannuation, insurance, estate planning and any other relevant matters.

This step is vital.
We listen to you to identify your financial and lifestyle goals. By setting some clear objectives we are more likely to achieve them.

If you could write down on a piece of paper what you would like your financial life to be, what would that look like?

Your MORE financial planner has to act as a detective – they will ask you many detailed questions about matters which may seem trivial or unrelated.

This is essential as it allows the planner to identify anything which may prevent you from achieving your financial objectives.

The next step is for us to analyse the information you have given us, identify appropriate strategies, conduct financial modelling and finally prepare a Statement of Advice.

A Statement of Advice is your road-map to achieving your financial objectives. It will detail your current circumstances, what you would like to achieve, how we believe you can realise these goals and what you need to do to implement the recommendations.

Once ready, we will meet with you to present the SOA and explain the strategies.

If necessary, at this meeting we will also undertake steps to implement the advice.

If you agree to undertake the recommended strategies we will assist you with completing any documentation required and will lodge them on your behalf.

We will monitor the process and keep you updated on progress until we are confident that the strategy has been fully and correctly implemented.

The last step of the financial planning process is just as important as the strategy itself.

More Financial Services place particular emphasis on this step and strive to meet with you at least annually to discuss whether the strategy is still appropriate and what changes need to be made to ensure that you are still on target to achieving financial security.

Remember, a Statement of Advice is a living document that needs to be frequently updated to keep it inline with your circumstances and changes in legislation and financial markets.